Surrogacy Guru

Tool

Surrogacy agency comparison

Talking to a few agencies? This tool keeps everything in one place: the questions for each call, your impression of every topic, and a clear comparison at the end. Everything is saved in your browser only.

How it works

  1. Add an agency before each call — name and details.
  2. During the call, pick the agency you're speaking with at the top, and work through the questions.
  3. For each question: a mark (feels right · needs clarifying · not for us) and space to jot what they answered — because not every answer is a yes or a no.
  4. At the end — a per-question comparison table across all agencies, with print / save as PDF.

Add your first agency to begin.

Money & transparency

The section where agencies differ most — and where a pleasant call hides it best. Ask for every answer here in writing too.

  • What is the overall cost, and what is the full payment schedule along the way?A good answer: a written schedule with milestones, not “it depends”.
  • Which payments are refundable at each stage — and which are not?
  • If the match falls through — what does a rematch cost? Is there a time limit on a free rematch?
  • If the surrogate changes her mind before contracts are signed — who carries the costs already paid?
  • What would a second journey cost with the same surrogate? And with a new one?
  • Is the money held by an independent, external escrow company — or by the agency itself?External escrow is the standard. In-house handling is a red flag.
  • Are all funds required immediately after matching, or in stages?
  • How are the surrogate's reimbursements managed — full receipts we can review, or a summary report? Fixed allowances or case-by-case?
  • How many unforeseen expenses can there be, and what are the biggest you have actually seen?
  • Do you pay a referral commission to whoever sent us — and what would the cost have been had we come directly?

Add an agency to start filling in answers.

The team — who we actually work with

On a first call you will almost always speak to the owner. These questions test who handles you day to day, after signing.

  • Who are the staff who will actually handle our case, and what is their role and experience?
  • Is there a separate coordinator for the surrogate and a separate one for us — or does one coordinator represent both sides?One coordinator for both sides is a built-in conflict when a dispute comes.
  • How many families does a single coordinator handle at the same time?
  • Who covers when our coordinator is away, and what is your availability in an emergency?
  • Is there a lawyer at the agency? What do they handle?
  • What sets you apart from other agencies?

Add an agency to start filling in answers.

Finding & screening surrogates

  • Tell us about the process — how do you find, screen and choose an applicant?
  • What screening tools do you use, and is a psychological evaluation performed before a match is offered?
  • Do you run criminal background checks before adding applicants to your database? If she is married — what screening does her partner go through?
  • Do you obtain her full medical records, and does a fertility specialist review them before she is offered to us?
  • Why do surrogates choose to work with you over other agencies? How many surrogate applications do you receive a month?An agency that attracts strong surrogates answers this easily, and proudly.
  • What states do your applicants come from? Are there legal restraints or conditions we should know about?

Add an agency to start filling in answers.

Matching & timelines

  • What is your actual average matching time — and how many matches did you complete in the past year?Ask for last year's numbers, not promises.
  • Are there candidates available in the near future?
  • Do you offer several applicants to choose from, or one at a time? And what happens if we pass?
  • What are your matching criteria — how do you decide who fits us specifically?
  • Is there a video call with her before the match is confirmed, and who runs the first meeting?
  • What happens if she fails the clinic's medical screening — do we go back in line? Where in it?
  • Can you connect us with past intended parents for references?

Add an agency to start filling in answers.

Managing the pregnancy & birth

  • How do you manage the journey from matching through transfer and pregnancy? How do you stay in touch with her, and with us?
  • Will we have access to the pregnancy's medical records, and how will we receive updates?
  • How does the birth work — can we be present? Who coordinates with the hospital and makes sure we are recorded as the parents?
  • Who is in charge of the legal side in the US — the parentage judgment, the birth certificate, and severing the surrogate's parental tie?
  • Has a surrogate ever refused to give up the baby? How was it handled?

Add an agency to start filling in answers.

Insurance

  • How is the surrogate's medical insurance handled — who finds the policy, who buys it, and what does it cost?
  • Has her policy been reviewed for surrogacy exclusions?
  • How is the newborns' insurance handled until we fly home? Is there NICU cover — including for twins?

Add an agency to start filling in answers.

Filled it in? Let's go over it together.

A good comparison raises new questions. I've been going over tables like this with parents for years — a short call can prevent an expensive mistake.

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