Money & funding
What it really costs, where it goes, and how to protect it.
10 articles
Surrogate Health Insurance in 2026 – What Changed in the Market and What You Must Check Today
Surrogacy exclusions, rising prices and one critical enrollment window – the 2026 insurance update, and three questions demanding written answers.
The Emergency Budget – The Line Items No One Warns You About
In my cost post I broke down the five big baskets of the budget. But there's a sixth, quiet basket that no agency puts on the first slide of its presentation: the surprises basket. And after accompanying hundreds of journeys, I can tell you – almost every journey has at least one surprise. The only question is whether you prepared for it.
How Much Does U.S. Surrogacy Really Cost in 2026?
It's the first question every couple asks me, usually in a whisper: "How much does it really cost?" And the honest answer is – more than what's written on the agency's homepage, and less than what keeps you up at night. Let's break it down, in today's numbers.
The Escrow Company – The One Link You Cannot Compromise On
During your surrogacy journey you will wire a six-figure sum to a company you've probably never heard of, somewhere in the middle of the U.S., and trust it to pay your surrogate, clinic and insurance – the correct amounts, on time. That company is called an escrow company, and most intended parents choose it without asking a single question. That's a mistake.
Almost everything you wanted to know about medical insurance for the surrogate
Children’s savings plan
Should you buy foreign currency before starting?
Round 2 without an agency?
Using crowdfunding to raise money for the surrogacy process
