The decision
Is this right for us, when to start, single parents, gay dads, which path.
26 articles

Before Signing With an Agency – 10 Contract Clauses You Must Fully Understand
The first contract you sign – and the one read least carefully. Ten critical clauses and two golden rules before signing with an agency.

Surrogate Health Insurance in 2026 – What Changed in the Market and What You Must Check Today
Surrogacy exclusions, rising prices and one critical enrollment window – the 2026 insurance update, and three questions demanding written answers.

Single Parent Surrogacy in the U.S. – What's Actually Different?
"I'm on my own. Is this even possible?" Yes. What's different in a single parent's journey, and why you should never fly to the birth alone.

The Emergency Budget – The Line Items No One Warns You About
In my cost post I broke down the five big baskets of the budget. But there's a sixth, quiet basket that no agency puts on the first slide of its presentation: the surprises basket. And after accompanying hundreds of journeys, I can tell you – almost every journey has at least one surprise. The only question is whether you prepared for it.

Transfer One Embryo or Two? The Dilemma Every Couple Faces
When the exciting moment of scheduling the transfer arrives, up pops the question that divides couples, doctors and surrogates: transfer one embryo – or two? On paper, two sounds like a deal: double the odds, maybe even win twins and "complete" the family in one journey. In reality, the picture is very different, and worth knowing before the conversation with your doctor.

How Many Embryos Do You Need Before You Start? The Math of the Odds
One of the hardest questions to get a straight answer to: "We have X embryos – is that enough?" The clinic answers cautiously, the agency says "it depends", and in the groups everyone tells a different story. So let's bring some order to the math – no promises, but with logic.

Independent Surrogacy vs. an Agency – Who Is It Really Right For?
In my post about "a second journey without an agency" I wrote about couples returning for a second journey with the same surrogate and skipping the agency. But lately I meet more and more couples considering skipping the agency in their first journey – what English-speaking communities call an Indy Journey. The savings are tempting: agency fees run tens of thousands of dollars. So let's talk about what you actually give up when you give up an agency.

How Much Does U.S. Surrogacy Really Cost in 2026?
It's the first question every couple asks me, usually in a whisper: "How much does it really cost?" And the honest answer is – more than what's written on the agency's homepage, and less than what keeps you up at night. Let's break it down, in today's numbers.

Surrogacy Scams – The Red Flags That Will Save You
After accompanying hundreds of parents through this process, I can tell you one thing with certainty: Most people in this industry genuinely care and are deeply dedicated to what they do. But wherever there's enormous emotion, big money and the dream of a family – there are also those who exploit it. In recent years we've seen too many cases of parents losing money, precious time, and sometimes embryos – because of untrustworthy players.

Do we have to get married as part of the process?

Almost everything you wanted to know about medical insurance for the surrogate

What newborn stroller should you buy?

One twin pregnancy from two different fathers

Traveling to the birth - alone or with family?

Storing embryos and sperm at the clinic

Should you buy foreign currency before starting?

Transporting embryos between clinics or switching fertility clinics

Changing or merging surnames

Round 2 without an agency?

What’s the difference between working directly with US providers vs. a local broker agency?

Workplace grants and financial assistance for the process

Should I wait until I have a partner to start the a surrogacy process?

Coparenting vs surrogacy

Twins / singleton – What to consider

Is there a good time to have kids?

